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Fast, digital applications
Apply from your phone in just a few steps. No queues, no paper forms — complete KYC, upload required documents and track your loan status in-app.
Instant decisions • Secure • NDPR-aligned
Loans that move at the speed of BullionMonie.
Apply in minutes, verify securely, and get funds disbursed to your Nigerian bank account once approved. No queues, no paper, just smart credit when it matters.
✓ Fast digital onboarding
✓ BVN-backed verification
✓ Transparent repayments
Note: All loans are subject to eligibility checks, verification, and approval.
Why BullionMonie?
Built for real-life needs in Nigeria: from emergencies to side-hustle support, BullionMonie helps you access responsible credit with clear terms and secure verification.
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Secure & NDPR-aligned
Your personal and financial data is handled in line with the Nigeria Data Protection Regulation (NDPR) and relevant guidelines. Encryption, access controls and monitoring help keep your data safe.
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Transparent repayments
See your repayment schedule, upcoming debits and outstanding balance clearly. Receive reminders ahead of due dates and manage your obligations from one place.
How BullionMonie works
We combine identity checks, open banking, credit bureau data and robust risk models to offer loans responsibly.
Step 1
Create your profile
Download the app, sign up with your mobile number, and verify your email and device. Complete basic details about yourself or your business.
Step 2
Complete KYC & connect your bank
Provide required KYC documents (such as BVN, ID and address). Where applicable, connect your bank securely for income and affordability checks.
Step 3
Get reviewed & funded
Our systems assess eligibility using risk models and credit bureau reports. If approved and you accept the offer, funds are disbursed to your Nigerian bank account.
Download the BullionMonie app
Coming soon to major app stores. Install the app, sign in on your device and start your application securely from anywhere in Nigeria.
Coming soon to major app stores. Install the app, sign in on your device and start your application securely from anywhere in Nigeria.
Frequently asked questions
Here are quick answers to some common questions. Full details are provided in our Privacy Policy and Terms.
Who can apply for a BullionMonie loan?
BullionMonie is designed for eligible individuals and businesses in Nigeria who meet our minimum requirements, complete KYC and pass credit and risk assessments. Additional product-specific criteria may apply.
How do you use my data?
We collect and process your information to verify your identity, assess eligibility, manage your account, prevent fraud and comply with legal and regulatory obligations. For full details, see our Privacy Policy.
Will my information be shared with third parties?
We share data only where necessary — for example with credit bureaus, verification partners, payment providers, regulators, and other parties described in our Privacy Policy, subject to appropriate safeguards.
How can I contact BullionMonie?
You can reach us via the contact details provided within the app and in our legal documentation, including our Privacy Policy (Section 21).